הלוואה בריבית מהבנק - דעת - לימודי יהדות באור החסידות

Ask The Rabbi

הלוואה בריבית מהבנק

האם מותר ללוות מהבנק בריבית (עם היתר עיסקא) עבור הוצאות לימודי-מקצוע?

אסור. היתר עיסקא הוא דווקא כאשר "המעות שמקבל הן עצמן עיסקא שמתעסק בהן להרויח, ואינו מוציא אותן ביציאותיו, אבל אם הוציא יתר מחצי המעות שהן הלואה ביציאה שאין בה רווח, כגון לצורך פרנסתו או דירתו או פרעון חובו כו' הרי זו רבית גמורה". בנידון דידן אין כלל רווחים ישירים מעצם הלימודים (אלא מההשתכרות בעבודה על ידי התעודה מהלימודים) ואין כאן 'עסקא' [אף שיש גם חברות מסחריות שממנות את הלימודים לעובדיהם, אין לראות בלימודים עצמם 'עסקא' לכל דבר, כיון שהחברות מחתימות את העובד-לומד שימשיך לעבוד בחברתם].

מקורות

שוע"ר הל' ריבית סט"ז. אגר נטר, הלפרט, עמ' טז

דעת ותבונה – יהדות באור החסידות והקבלה

אתר האינטרנט "דעת – יהדות באור החסידות והקבלה" מרכז מאגר תוכן עצום של נושאים שונים: חינוך, זוגיות, שלום בית, משמעות החיים , מודעות עצמית, מעגל השנה ועוד.. התוכן שבאתר מרוכז ברובו משיעורי הרב יצחק ערד – ראש ישיבת דעת וראש מכון דעת ותבונה – לימודי אימון וטיפול יהודי. מרכז דעת נותן שרות של יעוץ הלכתי, השקפתי ומשפחתי, על פי התורה והחסידות, לרבני ודייני קהילות ולאנשים פרטיים בארץ ובתפוצות. התשובות נענות על ידי צוות המשיבים של מרכז דעת. חלק מהתשובות מתפרסמות באתר זו במדור שאלות ותשובות.

עמודים

שו"ת

שו"ת משפחה והורות
שו"ת מודעות
שו"ת חסידות
שו"ת הלכה
שו"ת אמונה והשקפה
מקבצי שאלות בשו"ת

קטגוריות

סדרות שיעורים

תניא
תפילה
תער"ב
סוד המחשבה
דרכו של הבינוני
ביאורים בשער הביטחון
פרשת השבוע

הרשמו לרשימת התפוצה שלנו

חברים שלנו

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